Maxx Seniors Life

Senior Citizen Jobs Kansas Section


 

Senior Citizen Jobs Kansas Navigation


|

Main Home Page
Seniors Life Blog
Partners
Tell A Friend about us
Senior Manager Jobs |
Senior Bankng Jobs |
Senior Jobs Utah |
Senior Account Executive Jobs |
Senior Developer Jobs |
Senior Staff Accountant Jobs |
Senior Bankng Jobs |
Senior Management Jobs |
Senior Mechanical Engineer Jobs |
Jobs For Senior Citizens Seattle |
Senior Human Resource Jobs |
Senior Programmer Jobs |
Senior Sales Representative Jobs |
Senior Systems Analyst Jobs |
Senior House Officer Medicine Current Jobs |

List of Senior-Jobs Articles


Senior Citizen Jobs Kansas Best seller

Guide To Senior Living ... Read More...

Fit Over 40: Read More ...

Guide To Florida Retirement: Read More ...

Treat Alzheimer's Disease Naturally: Read More ...

Protect Yourself From Identity Theft: Read More ...



Social bookmarking
You like it? Share it!
socialize it

Main Senior Citizen Jobs Kansas sponsors

Senior Citizen Jobs Kansas
 



 

Welcome to Maxx Seniors Life

 

Senior Citizen Jobs Kansas Article

Thumbnail example

This is a selection made from among articles on Senior Citizen Jobs Kansas. For a permanent link to this article, or to bookmark it for future reading, click here.

Senior Scam Alert #6 Newspaper Ad Scams!

from: Christine Silva



Welcome to the Senior Scam Alert, a column designed to inform seniors of scams and cons that are regularly committed against them. People over 65 are targeted for scams more than any other age group, and account for 56% of all fraud cases, even though they are only about 13% of the US population.

Newspaper Advertisement Loan Scams

Don’t be caught off guard by credit card and loan scams! The Federal Deposit Insurance Corporation (FDIC) recently issued an alert for a new loan scam. The scammers place an official-looking ad for small-business and debt-consolidation loans. The ads use legitimate bank names, such as Wells Fargo or Citibank, but the telephone numbers have been replaced with pre-paid cell-phone numbers.

Consumers are asked to supply personal information, such as social security numbers and home address, and then they are told that the loan is approved. The victim is asked to wire money, usually $300-$400, as a “loan origination fee”. After that, they are told to wait for “loan paperwork”, which never arrives. The thieves steal the fee, and often steal the identity of the victim, as well.

There are numerous variations on this scam. When in doubt, do not release any information over the phone, and go into your bank branch in person to verify the authenticity of the loan. Beware of any loans that have suspiciously low rates. If you are unsure, call the bank directly, and confirm your loan information.

Classified Ad & Certified Check Scams

This scam is unusual, because the initial “contact” is technically initiated by the victim. It begins with the victim placing a classified ad for a valuable item in the newspaper, such as an automobile, jewelry, or expensive furniture. The scammer contacts the victim claiming to be interested in the item. The scammer never intends to purchase the item, but instead intends to steal money from the victim by issuing a counterfeit check for more than the item is worth.

How does this scam work? Let’s say you take out a newspaper ad to sell a diamond ring, asking $2000. The scammer contacts you, and says that they are very interested in the ring. They seem very trustworthy, and they offer to send you the money via a certified check. When the check arrives, the amount is slightly more than your asking price, say, $2250. The scammers give various excuses for the discrepancy, often saying that a family member got the check and was confused about the amount. The scammer tells the victim to “go ahead” and cash the check, and then just wire the difference back to his account.

The victim deposits the official-looking check, and wires the excess money back to the scammer. A few weeks later, the victim’s bank discovers that the original certified check was a counterfeit. The scammer has just stolen $225 from the victim. The scam is repeated over and over all across the country. All the scammer needs is access to a newspaper and a printer to make the false checks.

Don’t be caught by this scam! If you are selling an item in the newspaper, ask for cash. If the buyer wants to use a certified check, make sure it is from a banking institution you recognize, and contact the bank directly.

Remember; “if it sounds to good to be true, it probably is!”

Sources: Federal Deposit Insurance Corporation, Federal Trade Commission

Christine P Silva, BA, CRTP, lives in California with her husband, two children, and three spoiled cats. She earned her undergraduate degree from San Jose State University, and her advanced accounting certificate and California tax registration from Cosumnes River College. She is the founder of the Sacramento Volunteer Tax Preparation Clinic, a free service offering tax assistance to low income and Spanish-speaking taxpayers.




 

Senior Citizen Jobs Kansas News

The New Face of the Union Movement: Government Employees - Heritage.org


The New Face of the Union Movement: Government Employees
Heritage.org
[32] Kansas . The Kansas Organization of State Employees boasts that it “mobilized more than 300 activists for a Lobby Day in February and formed ...

and more »

Read more...


Lessons from FDR: When the Right Cries Wolf, Bite Back - Huffington Post (blog)


Lessons from FDR: When the Right Cries Wolf, Bite Back
Huffington Post (blog)
But most business leaders and conservatives considered the very idea that government had a moral responsibility to help senior citizens retire with dignity ...

and more »

Read more...


A Brief History of Washington Bipartisanship - Vanity Fair


Vanity Fair

A Brief History of Washington Bipartisanship
Vanity Fair
These amendments to the Social Security Act were government-sponsored programs to provide health care to senior citizens and to the poor, respectively. ...

and more »

Read more...


Murkowski Loss Could Impact Energy Bills, Earmarks - National Journal (blog)


Murkowski Loss Could Impact Energy Bills, Earmarks
National Journal (blog)
If Alaska's senior senator, Lisa Murkowski, is ousted in a primary election that is coming down to absentee ballots, it could throw a ...

and more »

Read more...


USD 408 board OKs budget - Marion County Record


USD 408 board OKs budget
Marion County Record
Senior citizens passes also will be eliminated. The following new statutes were approved: the district will require any use of a district vehicle for a ...

Read more...


The Transformation of the American Conservative Movement into Fascism - Veterans Today Network


Veterans Today Network

The Transformation of the American Conservative Movement into Fascism
Veterans Today Network
Just a concerned citizen worried about taxes? His name was Ryan Sorba and he was an operative of a heavily funded national conservative youth outfit, ...

and more »

Read more...