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Home Buying for Seniors: A 4-Step Checklist to Downsizing
from: JoJo HarmonHave you decided to replace your family home with a smaller residence? Having trouble deciding whether to stay or go? Don’t let the downsizing process and physical move overwhelm you or prevent you from making the move. One of the first things you need to do is prepare yourself mentally for the move. Then, you should be actively involved in the process, keep an open mind and focus on the reason why you are moving. Once that is accomplished, next consider these key steps in making your move:
* Determine your location, housing options & features.
* Meet with your financial planner to review your financial plans and discuss what you can do to reduce your tax burden.
* Get your family involved to support you and help you make decisions for your next move.
* Prepare to move by planning on what stays & what goes and how much space you need.
Now that you’ve decided what you want to do, where you want to go, and cleared out your personal belongings, you can create your new lifestyle. A great resource to help guide you through the downsizing process is to use the experience and knowledge of a Seniors Real Estate Specialist (SRES). Realtors with this designation have demonstrated the knowledge and expertise to counsel senior clients through the major financial and lifestyle transitions involved in relocating, refinancing, or selling a family home. They can also refer you to their team of professionals, such as a C.P.A., estate planner, or attorney to assist you with all your needs. To find a SRES near you, visit www.seniorsrealestate.com.
If you plan your move well, you should be comfortable about your decision. Then, after you buy your new home…congratulate yourself. You have successfully downsized your life to allow the time, freedom and flexibility for new pursuits!
JoJo Harmon is a realtor with Prudential California Realty in Orange County California and has earned the Seniors Real Estate Specialist designation (SRES). Realtors with the SRES designation have demonstrated the knowledge and expertise to counsel senior clients through lifestyle transitions. She specialized in residential homes, relocations, investment properties, senior 55+ housing and fine homes and estates from Newport Beach to San Clemente.
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